Faster loan applications with a composable dealer portal

Challenge

Angle Auto Finance had a legacy dealer portal that delivered a poor user experience, slowing loan applications and reducing dealer engagement. It also required heavy maintenance, extensive training and lacked the performance and flexibility required.

For a lender whose loans come through car dealers, a slow or confusing application is a real risk: the dealer can send the customer to another financier. Every update to the old portal also meant work on the systems behind it, so improvements were slow and expensive.

Solution

Working closely with Angle Auto Finance, we delivered an intuitive, efficient and scalable portal. By separating the front end from core systems, we reduced complexity, creating a flexible platform that can adapt to future growth and strengthen the Angle Auto Finance brand and market presence.

• Composable architecture
  A Next.js and React front end, separated from Angle Auto Finance’s core loan systems, so the portal can change without touching the systems that run the loan book.
• Intuitive workflows
  Loan journeys were mapped with dealers and rebuilt as clear step-by-step flows, so dealers spend less time working out the portal and more time with the customer.
• Adaptive forms
  Forms change based on the loan, customer and vehicle, so dealers only see the questions that apply to the deal in front of them.
• Smart automation
  Sensible defaults, pre-filled data and automated checks cut re-keying and catch errors before an application reaches the credit team.

Impact

Dealers now work in a portal built around how they sell cars, and Angle Auto Finance can improve it without waiting on core system changes.

Front end separated from core loan systems

Applications adapt to each deal, removing irrelevant steps

Pre-filled data and automated checks reduce manual entry

New features ship without changes to core systems

“Inlight’s ability to quickly understand our business and streamline complex user journeys was remarkable. By leveraging their technical expertise, they successfully decoupled the front-end experience from our core systems, resulting in a more efficient and reliable platform for car dealers.

Tasman Oxlade, Head of Delivery, Angle Auto Finance